If Archie never owns the home, who am I buying from?
You’re buying directly from the original homeowner, but we’ve designed the experience to be seamless and simple. The seller has already moved on with their next chapter, having received their upfront payment from Archie.
We handle all the complexity behind the scenes - coordinating with title companies, managing paperwork, scheduling inspections, and ensuring compliance. You get the simplicity of working with one professional partner while maintaining all the legal protections of a traditional home purchase.
Think of it like buying from a builder’s model home - you work directly with the sales team while the builder remains in the background, but you still get a clean, direct purchase. With Archie, you get an even better experience: instant access to all documentation, no seller delays, and the ability to close in as little as 72 hours when you’re ready.
How is buying through Archie different from a traditional purchase?
We’ve transformed home buying into something remarkably clear and confident. Here’s the Archie difference:
Complete Confidence in Your Decision - Traditional home buying is full of expensive surprises - issues discovered too late, hidden problems, unexpected repairs. With Archie, you get total transparency upfront. Every home has already undergone thorough professional inspections. You’ll have access to detailed reports, high-resolution photos, and complete documentation before you even make an offer. This means you can make decisions with genuine confidence, not just crossed fingers.
Control Over Your Timeline - In traditional purchases, you’re stuck coordinating around seller schedules, repair negotiations, and unpredictable closing timelines. With Archie, the home is already vacant and move-in ready. Once your offer is accepted, you can close in as little as 72 hours or take the time you need - you control the timeline. No more timing gap between homes, no temporary housing, no rushed moves.
A Truly Professional Experience - Instead of navigating a maze of sellers, agents, inspectors, and title companies, you work with one professional team dedicated to your success. Our technology handles the complexity behind the scenes while our experts guide you through each step. Everything you need is instantly available, every question gets a clear answer, and every move forward is purposeful.
This is how buying a home should feel - clear, confident, and controlled. When you find the perfect home, you’ll experience a level of certainty and simplicity that will forever change your expectations of real estate.
Do I pay extra to buy through Archie?
We’ve made the costs clear and straightforward. You’ll pay a 1% transaction fee at closing - significantly less than the traditional buyer agent commission of 2.5-3%. Beyond that, you only pay the standard closing costs that come with any home purchase (like transfer taxes and title insurance).
Here’s where it gets even better: We’ve already completed comprehensive inspections and documentation that you’d typically have to pay for yourself. This not only saves you money but eliminates those surprise costs that often pop up in traditional deals.
Think of it this way: In a traditional purchase, you’re paying more in agent commissions while still having to coordinate and pay for inspections, documents, and various other fees along the way. With Archie, you get a more thorough, professional experience while actually paying less.
You’ll know exactly what to expect upfront: just the purchase price, our 1% fee, and standard closing costs. No surprises, no hidden fees, no last-minute expenses - just transparent pricing that typically saves you money compared to a traditional purchase.
Does Archie coordinate financing if I need a mortgage?
While we don’t directly provide mortgages, we’ve made financing your home purchase simple and efficient. You’re welcome to work with any lender you choose, or we can connect you with our trusted lending partners who understand our streamlined process.
What makes financing an Archie home different is speed and certainty. Because we’ve already completed thorough inspections and documentation, your lender can move quickly through underwriting without the usual delays. Plus, since the home is already vacant and move-in ready, you won’t face the typical timing uncertainties that can complicate the mortgage process.
Think of it as bringing the same innovation we’ve applied to home buying to the financing experience - fewer bottlenecks, clearer timelines, and more confidence from start to finish.
How quickly can I close?
This is where Archie’s innovation really shines. Since the home is already vacant and all documentation is complete, your closing timeline is determined by just one thing: how quickly you want to move.
For cash buyers, we can close in as little as 72 hours. If you’re getting a mortgage, our streamlined process and complete documentation package typically enables closing within 1-2 weeks - far faster than traditional transactions that often drag on for months.
Think of it as pressing fast-forward on real estate: no waiting on seller timelines, no repair negotiations, no back-and-forth about closing dates. You’re in control of when you get your keys and can start your next chapter.
Can I have my own inspection?
You’re welcome to - but let me explain why most Archie buyers find they don’t need to invest in additional inspections.
Every Archie home comes with something unprecedented in real estate: a professional inspection report that includes a 120-day transferable guarantee. Our independent, nationally certified inspectors provide more thorough documentation than a typical buyer’s inspection, and it’s all backed by a guarantee that travels with you past closing.
You’ll have complete confidence knowing exactly what you’re buying because we’ve already invested in:
Comprehensive structural and mechanical inspections
Detailed documentation of all major systems
Complete maintenance history and predictions
Professional photos and measurements
Environmental analysis including air quality
Think of it like having a thorough medical history of your future home. Our inspection process is so comprehensive that most buyers find additional inspections would simply duplicate information they already have. But of course, you’re welcome to bring in your own inspector if it helps you feel more confident in your decision. This is how we transform uncertainty into confidence - by providing more upfront information than you’d typically get even after your own inspection.
How do I make an offer on an Archie property?
Making an offer with Archie is refreshingly simple:
Schedule a self-guided tour instantly through our platform to see the home at your convenience
Review our comprehensive property documentation
Click the “Make Offer” button on our platform
Complete our streamlined digital offer form
Submit proof of funds or lender pre-approval
Verify your identity through our secure system
Once these steps are complete, we’ll respond within 48 hours after verifying your funds and/or lender credentials. No endless back-and-forth negotiations, no uncertainty about whether the seller will respond, no week-long waits for answers. Just a clear, professional process designed to move you into your new home as quickly as possible.
Think of it as the difference between hoping someone responds to your email versus scheduling a confirmed appointment. When you make an offer with Archie, you’re entering a structured, reliable process with clear timelines and professional execution.
Can I use my own real estate agent?
Absolutely! We’ve made it simple for buyers to work with their trusted agents. Your agent just needs to visit buyeragency.com to quickly set up a compliant agreement, and then they can fully participate in helping you find and purchase your perfect home.
We’ve created a streamlined process that lets your agent focus on what matters most - helping you make the right decision - while our technology handles all the transaction complexity. You’ll be responsible for your agent’s commission at closing, just like in a traditional purchase.
Remember though: whether you work with your own agent or directly with Archie, you’ll get the same access to our comprehensive home documentation, guaranteed inspections, and streamlined purchase process. We’ve built a system that works seamlessly either way.
Do I need to make a deposit to secure my purchase?
Yes, we require a $5,000 deposit to secure your purchase - significantly less than traditional sellers typically ask for. We’ve kept this simple and standardized: it’s a flat $5,000 regardless of the home’s price, and it’s fully protected in a title company’s escrow account.
Here’s what makes our approach different: While traditional sellers often demand 3% or more of the purchase price as a deposit, we’ve simplified this to a straightforward $5,000 that works the same way for every home. If your financing falls through, you get it back. When you close, it applies to your purchase price.
Think of it as reserving your future home - it shows you’re serious about moving forward while keeping your commitment manageable. This is part of how we’ve made home buying more accessible and straightforward.
What Happens If I Cancel After Submitting My Deposit?